{"id":91,"date":"2026-10-11T11:00:00","date_gmt":"2026-10-11T11:00:00","guid":{"rendered":"https:\/\/www.angeleanmortgageloans.com\/blog\/?p=91"},"modified":"2026-10-11T11:00:00","modified_gmt":"2026-10-11T11:00:00","slug":"california-law-doubles-wildfire-mortgage-forbearance-to-two-years","status":"publish","type":"post","link":"https:\/\/www.angeleanmortgageloans.com\/blog\/2026\/10\/11\/california-law-doubles-wildfire-mortgage-forbearance-to-two-years\/","title":{"rendered":"California law doubles wildfire mortgage forbearance to two years"},"content":{"rendered":"<div class=\"roomvu-news-container\">\n<p>California has now doubled wildfire mortgage forbearance, offering homeowners up to 24 months of relief, with critical deadlines stretching to January 7, 2029. To qualify, borrowers will need to demonstrate both hardship and that their property is uninhabitable. Lenders and servicers face new, tougher requirements\u2014they\u2019re now required to provide deferral options and are prohibited from demanding lump sum repayments. Having spent more than 25 years navigating both real estate and mortgage landscapes, I\u2019ve seen firsthand how policy shifts like this can impact clients on both sides of the transaction. Understanding these changes is key to making informed decisions in the wake of California wildfires.<\/p>\n<p>\t<a class=\"roomvu-news-continue\" href=\"https:\/\/www.mpamag.com\/us\/news\/general\/california-law-doubles-wildfire-mortgage-forbearance-to-two-years\/590899\"><\/p>\n<div>Continue to full article<\/div>\n<p>\t<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>California has now doubled wildfire mortgage forbearance, offering homeowners up to 24 months of relief, with critical deadlines stretching to January 7, 2029. To qualify, borrowers will need to demonstrate both hardship and that their property is uninhabitable. Lenders and servicers face new, tougher requirements\u2014they\u2019re now required to provide deferral options and are prohibited from [&hellip;]<\/p>\n","protected":false},"author":31,"featured_media":92,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-91","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.angeleanmortgageloans.com\/blog\/wp-json\/wp\/v2\/posts\/91","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.angeleanmortgageloans.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.angeleanmortgageloans.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.angeleanmortgageloans.com\/blog\/wp-json\/wp\/v2\/users\/31"}],"replies":[{"embeddable":true,"href":"https:\/\/www.angeleanmortgageloans.com\/blog\/wp-json\/wp\/v2\/comments?post=91"}],"version-history":[{"count":1,"href":"https:\/\/www.angeleanmortgageloans.com\/blog\/wp-json\/wp\/v2\/posts\/91\/revisions"}],"predecessor-version":[{"id":95,"href":"https:\/\/www.angeleanmortgageloans.com\/blog\/wp-json\/wp\/v2\/posts\/91\/revisions\/95"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.angeleanmortgageloans.com\/blog\/wp-json\/wp\/v2\/media\/92"}],"wp:attachment":[{"href":"https:\/\/www.angeleanmortgageloans.com\/blog\/wp-json\/wp\/v2\/media?parent=91"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.angeleanmortgageloans.com\/blog\/wp-json\/wp\/v2\/categories?post=91"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.angeleanmortgageloans.com\/blog\/wp-json\/wp\/v2\/tags?post=91"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}