{"id":56,"date":"2026-09-27T12:00:00","date_gmt":"2026-09-27T12:00:00","guid":{"rendered":"https:\/\/www.angeleanmortgageloans.com\/blog\/2026\/09\/27\/how-interest-rates-affect-buying-power\/"},"modified":"2026-09-27T12:00:00","modified_gmt":"2026-09-27T12:00:00","slug":"how-interest-rates-affect-buying-power","status":"publish","type":"post","link":"https:\/\/www.angeleanmortgageloans.com\/blog\/2026\/09\/27\/how-interest-rates-affect-buying-power\/","title":{"rendered":"How Interest Rates Affect Buying Power"},"content":{"rendered":"<div class=\"roomvu-news-container\">\n<p>With more than 25 years navigating the real estate and mortgage world, I\u2019ve seen firsthand how shifts in interest rates can shape the market and affect buyers\u2019 options. Recently, mortgage interest rates have climbed from the 2-3% range up to over 7%. This change has a direct impact on how much home buyers can afford\u2014monthly payments rise, loan sizes shrink, and this combination can mean lower demand. As a result, we may see home prices adjusting in response. Understanding these dynamics is key whether you\u2019re planning to buy, sell, or simply want to keep your finger on the market\u2019s pulse.<\/p>\n<p>\t<a class=\"roomvu-news-continue\" href=\"https:\/\/www.consumeraffairs.com\/finance\/how-interest-rates-affect-buying-power.html\"><\/p>\n<div>Continue to full article<\/div>\n<p>\t<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>With more than 25 years navigating the real estate and mortgage world, I\u2019ve seen firsthand how shifts in interest rates can shape the market and affect buyers\u2019 options. Recently, mortgage interest rates have climbed from the 2-3% range up to over 7%. This change has a direct impact on how much home buyers can afford\u2014monthly [&hellip;]<\/p>\n","protected":false},"author":31,"featured_media":57,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-56","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.angeleanmortgageloans.com\/blog\/wp-json\/wp\/v2\/posts\/56","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.angeleanmortgageloans.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.angeleanmortgageloans.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.angeleanmortgageloans.com\/blog\/wp-json\/wp\/v2\/users\/31"}],"replies":[{"embeddable":true,"href":"https:\/\/www.angeleanmortgageloans.com\/blog\/wp-json\/wp\/v2\/comments?post=56"}],"version-history":[{"count":0,"href":"https:\/\/www.angeleanmortgageloans.com\/blog\/wp-json\/wp\/v2\/posts\/56\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.angeleanmortgageloans.com\/blog\/wp-json\/wp\/v2\/media\/57"}],"wp:attachment":[{"href":"https:\/\/www.angeleanmortgageloans.com\/blog\/wp-json\/wp\/v2\/media?parent=56"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.angeleanmortgageloans.com\/blog\/wp-json\/wp\/v2\/categories?post=56"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.angeleanmortgageloans.com\/blog\/wp-json\/wp\/v2\/tags?post=56"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}